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Gallery Furniture Financing

Financing Options

Saves You Money Card

Wells Fargo Financing

A Gallery Furniture Credit Card is an easy and convenient way to pay for your Gallery Furniture purchases. Plus, as a preferred customer, you can enjoy exclusive special benefits throughout the year, such as:

  • No Annual Fee1
  • Advance Notice of Preferred Customer events
  • Open Line of Credit - for all your purchasing needs
  • Convenient Monthly Payments
  • Quick Credit Decision

1The Gallery Furniture credit card is issued with approved credit by Wells Fargo Financial National Bank. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 01/01/2014. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00.

To apply online, select the button below:

Furniture Financing

How do I know my account information is secure?

If you choose to Apply Online, you must provide an e-mail address. If we are able to complete the evaluation of your application within approximately 45 seconds, we will notify you of the credit decision online.

You can check the status of your application at any time by clicking here.

View the Gallery Furniture credit card account agreement and disclosures online. (PDF Download)

View our online Privacy Policy .

"No Credit Needed" Financing

At Gallery Furniture we understand the need for second chances and building credit, so we offer the following credit options below with no credit needed.

Okinus Credit Solutions

Okinus Credit Solutions

To begin the financing process, you need to fill out an application at Gallery Furniture and provide the following information:

  1. Most Recent Paycheck Stub with YTD, or proof of income.
    Minimum $1200 monthly income.
    Must be employed a minimum of 30 days.
    No letters from employers.

  2. Most Recent 30-Day Personal Checking Account Statement, or 90-day if self-employed.
    Account open at least 90 days.
    No pre-paid or savings accounts.

  3. Voided Check from account, or have name shown on statement.

  4. U.S. Government-issued ID. U.S. Passport accepted.
    Foreign consular cards accepted.

  5. Down Payment:
    $300-999: 20%
    $1000-1999: 15%
    $2000-4000: 10%
    Larger payments accepted.

Have Questions? Call us at (713) 694-5570 and ask for our finance office.

You can call Okinus Toll Free at 1 (800) 472-1334..