Gallery Furniture Financing and Lease-Purchase Options

Wells Fargo Financing

$4,000 - $5,999
24 Months

(10% Down Required)

$6,000 - $7,999
36 Months

(15% Down Required)

$8,000 - $11,999
48 Months

(15% Down Required)

A Gallery Furniture Credit Card1 is an easy and convenient way to pay for your Gallery Furniture purchases. Plus, as a preferred customer, you can enjoy exclusive special benefits throughout the year, such as:

  • No Annual Fee1
  • Advance Notice of Preferred Customer events
  • Open Line of Credit - for all your purchasing needs
  • Convenient Monthly Payments
  • Quick Credit Decision

* 1 The Gallery Furniture credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $12,000 or more charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 8/01/2021 and is subject to change. For current information, call us at 1-800-431-5921.

View Wells Fargo's Terms & Conditions below:

Wells Fargo Terms & Conditions

If you choose to Apply Online, you must provide an e-mail address. If we are able to complete the evaluation of your application within approximately 45 seconds, we will notify you of the credit decision online.

View our online Privacy Policy.

How do I know my account information is secure?

*Subject to credit approval. See in store for details and options.

To apply online, select the button below:

Apply Now



Okinus Credit Solutions Lease-Purchase

Okinus' lease-purchase option provides the opportunity to purchase high-quality furniture at a payment amount that can be afforded with NO CREDIT NEEDED.

Click the button below to begin the application process through Okinus’ secure website. If you have any questions or concerns about the application process, please call toll free at 1 (800) 472-1334.

Okinus Lease-Purchase offers the following benefits:

  • Gallery Furniture same day delivery!
  • Easy to apply!
  • NO CREDIT NEEDED
  • No application fee required
  • Approvals up to $8000
  • Leasing terms up to 24 months
  • Early payoff options
  • Quick qualification process
  • Auto draft payments

To be considered, applicant must:

  1. Be 18 years of age or older
  2. Have an open checking account for 60+ days in applicant’s name

View Okinus Service Agreement.

View Okinus Online Customer FAQ.

Questions? Call at 1 (800) 472-1334

To apply online, select the button below:

Apply Now

Acima Financing NEW

Acima Lease-Purchase offers the following benefits:

  • Gallery Furniture same day delivery!
  • Easy to apply!
  • NO CREDIT NEEDED
  • Monthly credit reporting
  • No application fee required
  • Approvals up to $5000
  • Leasing terms up to 24 months
  • Early payoff options
  • Quickest qualification process
  • Auto draft payments

To be considered, applicants must::

  1. Be 18 years of age or older
  2. Have an open checking account in applicant’s name
  3. Earn at least $1000 going through the account monthly
  4. Have the ability to pay required Initial Payment of at least $54.12

View the Acima online Privacy Policy.

Questions? Call at 1 (800) 297-1920 or view Customer FAQs.

To apply online, select the button below:

Apply Now

Progressive Leaseing

Try this new payment option right now with online application.

Progressive Leasing introduced the world to virtual Lease-to-own purchase options . This easily integrated service enabled stores to provide to provide alternative lease-purchase options to customers with less than perfect credit. Please call 877-898-1970 for any Progressive leasing assistance.

Progressive Leasing has the following benefits:

  • Instant Decisions!
  • 90-Day Purchase Option.
  • Lease-To-Own-Purchase Option.
  • Progressive Leasing is as easy as 1-2-3. No Credit Needed.
  • Simple Automatic Payments.

(Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970).

Here are some minimum requirements that Progressive Leasing will be considering::

  • 18 years old or older to apply
  • SSN or ITIN
  • Checking Account with Routing Number.
  • Debit or Credit Card Information.
  • Initial payment will be required once you sign lease.
  • Valid ID or Passport.

Please call Gallery Furniture for any assistance: 713-694-5570

Apply Now