Gallery Furniture Financing and Leasing Options

Gallery Furniture wants to hear from you about your financing experience! Just for sharing your thoughts on financing your furniture with us, you will receive a $100 Gallery Furniture Gift Certificate! Please click here to complete the review form and to sign up for your $100 GF Gift Certificate! Gallery Furniture’s level of service highly depends on the thoughts, comments, and suggestions of our wonderful customers, so please be detailed in your review. Your feedback may even be posted to the Gallery Furniture website. We look forward to hearing from you!


Wells Fargo Financing

A Gallery Furniture Credit Card1 is an easy and convenient way to pay for your Gallery Furniture purchases. Plus, as a preferred customer, you can enjoy exclusive special benefits throughout the year, such as:

  • No Annual Fee1
  • Advance Notice of Preferred Customer events
  • Open Line of Credit - for all your purchasing needs
  • Convenient Monthly Payments
  • Quick Credit Decision

1 The Gallery Furniture   credit card is issued with approved credit at participating merchants by Wells Fargo Bank, N.A. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 2/01/2020 and is subject to change. For current information, call us at 1-800-431-5921.

View Wells Fargo's Terms & Conditions below:

Wells Fargo Terms & Conditions

If you choose to Apply Online, you must provide an e-mail address. If we are able to complete the evaluation of your application within approximately 45 seconds, we will notify you of the credit decision online.

You can check the status of your application at any time by clicking here.

View our online Privacy Policy.

How do I know my account information is secure?

*Subject to credit approval. See in store for details and options.

To apply online, select the button below:

Apply Now



Okinus Lease-Purchase

Okinus' lease-purchase option provides the opportunity to purchase high-quality furniture at a payment amount that can be afforded with NO CREDIT NEEDED.

Click the button below to begin the application process through Okinus’ secure website. If you have any questions or concerns about the application process, please call toll free at 1 (800) 472-1334.

Okinus Lease-Purchase offers the following benefits:

  • Gallery Furniture same day delivery!
  • Easy to apply!
  • NO CREDIT NEEDED
  • No application fee required
  • Approvals up to $8000
  • Leasing terms up to 24 months
  • Early payoff options
  • Quick qualification process
  • Auto draft payments

To be considered, applicant must:

  1. Be 18 years of age or older
  2. Have an open checking account for 60+ days in applicant’s name
  3. Earn at least $1200 in monthly gross income
  4. Have the ability to pay required down payment (normally 15% of purchase price)

View the Okinus online Privacy Policy.

Questions? Call at 1 (800) 472-1334 or view Customer FAQs.

To apply online, select the button below:

Apply Now

Acima Financing

Acima Lease-Purchase offers the following benefits:

  • Gallery Furniture same day delivery!
  • Easy to apply!
  • NO CREDIT NEEDED
  • Monthly credit reporting
  • No application fee required
  • Approvals up to $5000
  • Leasing terms up to 24 months
  • Early payoff options
  • Quickest qualification process
  • Auto draft payments

To be considered, applicants must::

  1. Be 18 years of age or older
  2. Have an open checking account in applicant’s name
  3. Earn at least $1000 going through the account monthly
  4. Have the ability to pay required Initial Payment of at least $54.12/li>

View the Acima online Privacy Policy.

Questions? Call at 1 (800) 297-1920 or view Customer FAQs.

To apply online, select the button below:

Apply Now

Progressive Lease-Purchase

Try this new payment option right now: with online application and the fastest no credit needed decision on Earth!

Click the link below to begin the application process. Please be assured that your personal information is kept private using a secured website with Progressive. If you have any questions or concerns about the Progressive application or system.

Progressive Lease-Purchase has the following benefits:

  • Fastest No-Credit-Needed Decision on Earth!
  • Approval from $500 to $3000.
  • No Paystub Copies Needed.
  • 90 Days Payment Option.
  • Online Signature.
  • Auto Draft Payments.

Here are some minimum requirements that Progressive will be considering:

  • 18 years old or older
  • SSN or ITIN
  • Checking Account with Routing Number
  • Debit or Credit Card

Please let the Gallery Leasing Team know if you have any questions 713-694-5570.

Have Questions? Call Progressive at 855-222-0801.

Apply Now